Your business · Strafi

Kingsway Interiors Ltd DemoTake the guided tour →

Real headroom

£56,500 of the £148,400 in your account is already someone else’s.

38% of the balance is tax. What is left is what you can actually spend.

£91,900Real headroom

FLOOR £60,000

£0 BANK BALANCE £148,400

YoursSpendable today £91,900

VATDue 28 Sep · 23 days £21,900

Corporation taxLast year’s bill · due 7 Apr 2027 £15,400

This year, so farEarned, taxable, no bill yet £19,200

Strafi read your accounts today

Pipeline movement

A 9 day slip carries the £48,000 Riverside fit-out out of November, and Ellis and Co was lost.

Nothing in the pipeline can now become cash before 9 December, and November was already the thin month.

Harbourside Developments · Riverside fit-out £48,000 · slipped 9 days, cash now 9 Dec rather than 30 Nov Nov → Dec

Thornfield Studio · Reception rework £9,500 · new, cash lands 22 Dec new in Dec

Marden Foods · Canteen refit £21,000 · slipped 4 days, cash still 13 Jan stays in Jan

Ellis and Co · Second floor refit £15,000 · was due to land 21 Jan gone from Jan

Cash dates, not close dates: each is the close date plus your 34 day collection period. Expected work, not committed.

Your pipeline →

Cash ahead

The lowest this gets is £80,700 on 11 April.

Only what is already dated. Shaded: 3 deals you expect to win, earliest 9 December.

high £177,200 · typical £119,600 · low £80,700

all landing at stage odds

Today

£148,400

Tap along the line to see what moves it.

Last updated 2026-09-05 10:42. Demonstration data. Cash in the account, not headroom.

What counts

Every step is an invoice raised, a bill received, or a tax payment with a statutory date. Overdue invoices are not counted as arriving, because they have already proved they do not come when they say. The shaded area above is work not yet invoiced: deals in your pipeline, placed on the day the cash would reach the account rather than the day they close. The top of it is every deal landing in full. The dotted line inside it is each deal at the odds its stage carries. Neither is committed, and the line beneath the shading is.

Checked your accounts at 6:12 today. Nothing has moved since 25 August. 11 checks, all quiet · see what Strafi watches →

Ask anything

Ask Strafi anything. Everything on this page came from the same data, so you can ask follow-ups in plain English.

Open chat

why is headroom where it is? will the VAT payment be covered in time? anything I should know about my biggest debtor? can I afford to hire?

Checks

Each check points Strafi at one subject and returns a written report.

Strafi Briefing

The short read, and the one that reaches you on WhatsApp or email. Where things stand and what has moved since last time, in a few sentences.

Last written 3 Sep at 08:06

Headroom is £7,200 lower than when this was last written, and one client has grown to more than a third of what you are owed.

Read it →

Strafi Review

The long read, against the briefing's few sentences. Nine sections: position, client concentration, collection, tax exposure, and what to do about each.

Not run yet.

Counterparty check

Up to 50 client or supplier names, read against Companies House as a group rather than one at a time. Needs nothing connected.

Run on ten real companies. Have a look.

Competitor check Coming soon

Where you stand against the businesses you compete with.

Pressure test Coming soon

Whether the move you are about to make holds.