Rent roll vs actual collection, arrears trajectory, tenant financial health, mortgage repricing exposure — monitored automatically and delivered to your WhatsApp.
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What Strafi watches
Strafi knows you run an asset business and leads with what matters — rent roll versus actual collection, arrears trajectory, and the financial health of your tenants.
Arrears trajectory
"Unit 4 rent is 23 days overdue — the third consecutive late payment, each arriving later than the last. This pattern warrants a formal conversation now."
Tenant financial stress
"Companies House shows the Unit 4 tenant's last accounts had a 41% drop in turnover and a director resignation. Consistent with a business in financial difficulty."
Collection rate low
"Collection rate this month is 81% against your usual 96%. Two units account for the gap — Unit 4 and Unit 7. Unit 7 is one day late, not yet a pattern."
Mortgage repricing
"Two mortgages reprice in 60 days. At current rates that adds approximately £380 to your monthly cost base — worth factoring into your Q3 cash position."
Maintenance spike
"Maintenance spend this month is £2,100 — 22% of rent roll. Above your 15% threshold. One-off or structural issue worth reviewing before next quarter."
Strong collection elsewhere
"Units 1, 2, 3, 5, and 6 all collected on time. Net yield across those five units is 5.8% after all costs — above your portfolio average."
Why Strafi
The difference between a manageable arrears situation and a 6-month legal process is often a single month of early action. Strafi gives you the signals to act early.
Rent roll vs actual — every month, automatically
The gap between what you should collect and what you did collect is the most important number in a landlord's business. Strafi tracks it unit by unit without you having to check.
Tenant financial health via Companies House
For business tenants, Strafi monitors Companies House filings, director changes, and accounts — surfacing early stress signals before they show up as missed payments.
Arrears trajectory, not just arrears level
A tenant 23 days late for the third consecutive month is a different risk to a tenant 23 days late for the first time. Strafi tracks the pattern, not just the number.
Mortgage repricing exposure quantified
Upcoming fixed-rate expiries translated into pounds per month impact on your cash position — so you can plan before the repricing lands, not after.
What connects
Strafi connects your accounting data and portfolio information — and monitors your tenants externally so you don't have to.
FreeAgent or Xero
Real headroom, tax obligations, maintenance costs, mortgage payments, net yield
Portfolio data
Rent roll, per-unit collection, arrears history, void periods, mortgage reprice dates
Companies House
Tenant business accounts, director changes, filing history, financial health signals
Web research
Sector conditions, news, and any publicly available signals about your tenants' businesses
Connect your accounting data and get your first portfolio briefing in minutes. Read-only — Strafi never writes to any of your accounts.